The Australian Academy of Beauty and Spa Therapy is pleased to announce that it has been approved by the Australian Government as a VET FEE-HELP Provider.


VET FEE-HELP is a scheme provided by the Australian Government to enable eligible full-fee paying students the opportunity to apply for a loan. Such a loan is to aid in the payment of all or part of a student’s tuition fees. The loan will remain as a personal debt obligation until it is repaid to the Commonwealth. The signed request for Commonwealth assistance form applies to a loan for the entire VET course of study and is charged on a unit of study basis unless the student pays some of the tuition fees.
This scheme is an extension of the FEE-HELP scheme (currently applicable to university students) and extends to students studying one or more of the following courses:

  • Diploma
  • Advanced Diploma
  • Advanced Certificate
  • Graduate Diploma

How do I access VET FEE-HELP?

VET FEE-HELP is accessed via a Registered Training Organisation (RTO) who has been authorised by The Australian Government to be an approved VET FEE-HELP provider. The Australian Academy of Beauty and Spa Therapy is one of a few beauty colleges able to offer this facility.

What is needed to be eligible for VET FEE-HELP assistance?

To be eligible for VET FEE-HELP assistance, a student must:

  • be a full fee-paying student;
  • be an Australian Citizen or a holder of a Permanent Humanitarian sub-class visa; (Holders of permanent visas and New Zealand citizens are not eligible for VET FEE-HELP assistance.)
  • have a FEE-HELP balance greater than zero – that is, they have not exceeded their FEE-HELP limit;
  • be enrolled in a unit of study that meets the course requirements;
  • be enrolled in the unit of study on or before the census date for the unit and remain enrolled at the end of the census date;
  • meet the Tax File Number (TFN) requirements;
  • have completed, signed and lodged with their VET Provider, a Request for VET FEE-HELP assistance form.

What is the census date?

The census date of a unit of study is the last day a student can submit their Request for VET FEE-HELP assistance form to defer their tuition fees through the VET FEE-HELP scheme. It is a date the VET Provider sets which is no earlier than 20% of the way through the period in which the unit of study is undertaken. These dates are available on our website under the heading VET FEE-HELP. Census dates will apply to each of the VET units of study in which a person enrolls, with the student taking out a loan for any tuition fees that remain unpaid at the end of each census date.

How does VET FEE-HELP work?

Following the successful lodgement and assessment of a Request for VET FEE-HELP assistance form, the Australian Government will pay directly to the VET Provider, the full amount of the tuition fees associated with a student’s course. This loan is then repaid by the student via the tax system in compulsory and/or voluntary contributions. The loan may effect (by reducing) the persons take home (after tax wage) or salary until the debt is repaid, and may affect borrowing capacity of the person until the debt is repaid to the Commonwealth.

What is the entitlement under the VET FEE-HELP scheme?

Over their lifetime, a student will be able to borrow up to the amount of their FEE-HELP limit which is indexed annually by the Australian Government. Repayments do not reset the maximum that can be borrowed.
The FEE-HELP limit for 2015 is $97,728.

What does VET FEE-HELP cover?

VET FEE-HELP extends only to tuition fees. It does not cover accommodation and general living expenses. It is important to note that a loan fee of 20% applies to VET FEE-HELP loans. This fee is payable to the Australian Government and added to your loan for diploma and graduate diploma courses. It is also not included in the FEE-HELP limit.

When do the first repayments start?

A student’s first loan repayment starts when their employment income exceeds the minimum threshold permitted for the specific financial year. For the 2015 year, the VET FEE-HELP threshold level is $53,345,

What else do I need to know about VET FEE-HELP?

  • A VET FEE-HELP loan can be used to help a student articulate to university and can be applied to a student’s VET tuition fees - provided their total FEE-HELP limit has not been exceeded.
  • A student may cancel their enrolment by
    1. withdrawing from each VET unit of study on or before the census date and
    2. In accordance with our withdrawal policy ( see code of practice)
    Withdrawal will result in the student
    1. not incurring a VET FEEHELP debt ad or
    2. receiving a refund for any upfront tuition fee payments made on or before the census date
  • Eligibility for VET FEE-HELP is not affected by previous qualifications or your study results.

For more information on VET FEE-HELP, you may:

To obtain a Request for VET FEE-HELP assistance Form please see the Principal. A student may wish to seek independent financial advice prior to applying for a VET FEE-HELP loan.

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